Kap.Markets

Terms of Service

Last updated: April 6, 2026

1. Acceptance of Terms

By creating an account or using Kap Markets ("the Platform"), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, do not use the Platform.

2. Eligibility

You must be at least 18 years old and a resident of Nigeria to use Kap Markets. By registering, you represent and warrant that you meet these requirements. We reserve the right to request identity verification at any time.

3. Account Responsibilities

  • You may only create one account per person.
  • You are responsible for maintaining the confidentiality of your login credentials.
  • You must provide accurate information during registration and keep it up to date.
  • You are responsible for all activity that occurs under your account.

4. How the Platform Works

Kap Markets is a prediction market platform where users trade on the outcomes of real-world events. Markets are priced using an Automated Market Maker (AMM). Each share pays out exactly ₦100 if the outcome it represents is correct, and ₦0 if incorrect.

Share prices fluctuate between ₦1 and ₦99 based on trading activity and reflect the market's estimated probability of the outcome.

5. Financial Risks

TRADING ON KAP MARKETS INVOLVES FINANCIAL RISK. YOU MAY LOSE SOME OR ALL OF THE MONEY YOU STAKE. ONLY TRADE WITH FUNDS YOU CAN AFFORD TO LOSE.

  • All trades are final and cannot be reversed once executed.
  • Market outcomes are determined by real-world events and resolved by Kap Markets administrators.
  • Past performance does not guarantee future results.
  • We do not provide financial, investment, or legal advice.

6. Fees

A 3% transaction fee is applied on every trade (buy and sell). Fees are deducted automatically at the time of the trade. We reserve the right to modify fee structures with prior notice.

7. Deposits & Withdrawals

  • Deposits are processed via our payment partner (Kora) and credited to your wallet once confirmed.
  • Withdrawals are sent to your Nigerian bank account and are subject to review. Processing may take up to 24 hours.
  • We reserve the right to delay or decline withdrawals for fraud prevention or compliance purposes.
  • Minimum deposit and withdrawal amounts may apply.

8. Market Resolution

Markets are resolved by Kap Markets administrators based on publicly verifiable information. We act in good faith to resolve markets accurately and fairly. In rare cases, a market may be voided (cancelled) if the outcome cannot be determined, in which case all shares are refunded at their purchase price.

9. Prohibited Conduct

  • Creating multiple accounts or impersonating others.
  • Using bots, scripts, or automated tools to interact with the Platform.
  • Attempting to manipulate market prices through coordinated or fraudulent activity.
  • Exploiting bugs, vulnerabilities, or errors in the Platform.
  • Money laundering, terrorist financing, or any illegal activity.
  • Using VPNs or other tools to circumvent geographic restrictions.

Violation of these rules may result in immediate account suspension, forfeiture of funds, and reporting to relevant authorities.

10. Limitation of Liability

THE PLATFORM IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY LAW, KAP MARKETS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES ARISING FROM YOUR USE OF THE PLATFORM. OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU HAVE DEPOSITED IN THE PRECEDING 30 DAYS.

11. Account Suspension & Termination

We may suspend or terminate your account at any time if we believe you have violated these Terms or engaged in suspicious activity. You may request account deletion by contacting support.

12. Changes to Terms

We may update these Terms from time to time. Material changes will be communicated via email or in-app notification. Your continued use of the Platform after changes take effect constitutes acceptance of the revised Terms.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any disputes shall be resolved through negotiation, and if unresolved, through arbitration in Lagos, Nigeria.

14. Contact Us

If you have questions about these Terms, contact us at support@kap.markets.